Checking FNB Kentucky

Checking

Checking accounts shouldn’t be one-size-fits-all. From students to small business owners and everyone in between, our staff will help you find the best checking account for your lifestyle.

Free Checking

An account with no monthly service charges and unlimited transactions

No minimum balance is required.
No check images are provided with this account.
A deposit of $100 is required to start account.
VISA Debit Card is available.
Please see a customer service representative for a complete disclosure regarding additional terms and conditions.

First Checking

A basic account with a low monthly service fee

No monthly fee is assessed by maintaining a balance of $600 minimum balance.
A deposit of $100.00 is required to open an account.
Unlimited check writing.
No charge for ATM and debit card withdrawals at First National Bank of Kentucky-owned ATMs.
VISA Debit Card available.
- If the minimum balance falls below $600.00 during the statement cycle, the account will be charged $6.00.
- Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

First Club

An account with extra benefits

No monthly fee is assessed by maintaining a balance of $600 minimum balance.
A deposit of $100.00 is required to open an account.
Unlimited check writing.
No charge for ATM and debit card withdrawals at First National Bank of Kentucky-owned ATMs.
VISA Debit Card available.
- If the minimum balance falls below $600.00 during the statement cycle, the account will be charged $6.00.
- Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

First NOW

The benefits of a checking account, with interest

This account is a tiered interest-bearing account.
No monthly service fee is assessed by maintaining a $1,000.00 minimum balance.
A deposit of $1,000.00 is required to open an account.
Unlimited check writing.
No charge for ATM and debit card withdrawals at First National Bank of Kentucky-owned ATMs.
VISA Debit Card available.
- The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $1,000.00 to obtain the disclosed annual percentage yield. If this is not maintained, a $15.00 service charge will be applied. Only personal accounts are available for NOW accounts.
- Please see a customer service representative for a complete disclosure regarding additional terms and conditions.

Prime Gold

Competitive Interest Bearing Account

No monthly service fee is assessed by maintaining a $5,000.00 minimum balance.
A deposit of $5,000.00 is required to open an account.
Unlimited check writing.
No charge for ATM and debit card withdrawals at First National Bank of Kentucky-owned ATMs.
VISA Debit Card available.
- Interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $5,000.00 to obtain the disclosed annual percentage yield. If the minimum balance is not maintained, a $25.00 service charge will be applied.
- Please see a customer service representative for a complete disclosure regarding additional terms and conditions.

Money Market Checking

Make money with your money

A deposit of $2,500.00 is required to open an account.
Available to personal and business customers.
The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $2,500.00 to obtain the disclosed annual percentage yield. If it is not maintained, a $20.00 service charge will be applied. There is a $10.00 fee per withdrawal over the allowed number of withdrawals.
Please see a customer service representative for a complete disclosure regarding additional terms and conditions.