Main Post

 
FNB Kentucky Main Office

Main Office
P: 502.732.4406
F: 502.732.4408
TF: 888.278.7201
FNB Kentucky Branch
P: 502.732.8280
F: 502.732.8281
TF: 888.278.7201
Crestwood Loan Production Office
P: 502.243.4432
F: 502.243.4482
TF: 888.278.7201
Union Loan Production Office
P: 859.918.5447

Checking


Checking and Savings Rates

Free Checking

Our no monthly service charge account with unlimited transactions

  • No minimum balance required
  • No check images are provided with this account
  • A deposit of $100 is required to start account
  • VISA Debit Card available
  • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

First Checking

Our basic account with a low monthly service fee

  • No monthly fee is accessed by maintaining a balance of $600 minimum balance
  • A deposit of $100 is required to start account
  • Unlimited check writing
  • No charge for ATM and debit card withdrawals at First National Bank of Kentucky owned ATMs.
  • VISA Debit Card available
    • If the minimum balance falls below $600 during the statement cycle, the account will be charged $6.00
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

First Club

An account with EXTRA benefits

  • No minimum balance required
  • A deposit of $100 is required to start account
  • Unlimited check writing
  • No charge for ATM and debit card withdrawals at First National Bank of Kentucky owned ATMs.
  • Special club account checks are provided at no charge
  • No fee for cashier’s checks, traveler’s checks, and free notary service
  • VISA Debit Card available
    • There will be an $8.00 service charge per month on this account. Following 400 check limitation there will be a minimum check order charge.
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

First NOW

The benefits of a checking, with interest

  • This account is a tiered interest bearing account
  • No monthly service fee assessed by maintaining a $1,000 minimum balance
  • A deposit of $1,000 is required to start account
  • Unlimited check writing
  • No charge for ATM and debit card withdrawals at First National Bank of Kentucky owned ATMs.
  • VISA Debit Card available
    • The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield; if this is not maintained a $15 service charge will be applied. Only personal accounts are available for NOW accounts.
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

Prime Gold

For our V.I.P. Customers

  • No monthly service fee assessed by maintaining a $5,000 minimum balance
  • A deposit of $5,000 is required to start account
  • Unlimited check writing
  • No charge for ATM and debit card withdrawals at First National Bank owned ATMs.
  • VISA Debit Card available
    • Interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $5000 to obtain the disclosed annual percentage yield, if the minimum balance is not maintained a $25.00 service charge will be applied.
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

Student Checking

A great “Starter Account” for the youth of our community

  • A deposit of $25 is required to open account
  • No monthly fee assessed until the student turns 24 years old
  • No minimum balance is required
  • VISA Debit Card available
    • All statements received will not include checks and duplicate checks are not required but are suggested.
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.

Money Market Checking

Make money with YOUR money

  • A deposit of $2,500 is required to start account
  • Available to personal and business customers
  • You can make six (6) transfers from your account each four (4) week or similar period.
    • The interest paid on this account depends on the daily balance and may change at any time at our discretion. Interest is computed monthly and will be credited to the account monthly. You must maintain a minimum balance of $2,500 to obtain the disclosed annual percentage yield, if it is not maintained a $20.00 service charge will be applied. There is a $10.00 fee per withdrawal over the allowed number of withdrawals.
    • Please see Customer Service Representative for a complete disclosure regarding additional terms and conditions.